CGTMSE Loan

The Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) scheme enables entrepreneurs to access credit without collateral or third-party guarantee. We maximize your approval chances.

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Key Features

Collateral-free loans up to ₹5 Crore

No third-party guarantee required

Available for both new and existing units

Covers manufacturing and service sectors

Guarantee coverage up to 85%

Available through all scheduled commercial banks

Eligibility Criteria

Micro or Small Enterprise as per MSMED Act

New or existing manufacturing/service unit

No existing credit facility above ₹5 Crore

Account classified as Standard (no NPA)

Valid Udyam Registration

Our Process

Eligibility Check

Verify your enterprise qualifies under CGTMSE

Bank Selection

Choose the right bank based on your profile

Documentation

Prepare project report and financial documents

Guarantee Application

Bank applies for guarantee coverage

Loan Sanctioned

Collateral-free credit approved and disbursed

Ready to Apply for CGTMSE Loan?

Our experts will guide you through every step of the process.

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